Heat a pan on medium heat. Add the onion, bay leaves, and cumin seeds and sauté until golden brown, about five minutes. Sprinkle some water if the mixture sticks to the pan.
Add garlic and jalapeño and sauté for 1 more minute.
Add black beans, cilantro, chipotle pepper flakes, cumin, ginger powder, black pepper, coriander, oregano and salt. Mix well.
Reduce heat to low, cover with lid, and let simmer for 7 to 10 minutes (add a sprinkle of water if sticking to pan) then turn off the heat.
When safe to touch, remove bay leaves. Add garnishes and serve hot!